Article 3. Functions of the Association

In order to advance its purpose, the Association shall endeavour:

1. to develop and maintain competitive Nordic insurance conditions in collaboration with customers, trade associations and other affected parties,

2. to make available to its members appropriate data-based statistics to support the activities of the individual members and the general objectives of the Association,

3. to influence the industry's regulatory framework and other conditions under which it operates,

4. to contribute to the provision of educational programmes that ensure adequate recruitment of and expertise among its members

and shall otherwise discharge such functions as are determined by the Board of Directors and the General Meeting at any given time within the framework of these statutes.

The Association shall not engage in independent economic activity, nor shall it promote practices that in any way may be detrimental to comptetion.