Adjusting course

Training Course in Adjusting
- based on the Nordic Marine Insurance Plan of 2013

Cefor, the Nordic Association of Marine Insurers and Skuld Marine Agency (SMA) offers a specialized training course targeting adjusting of marine claims.

The course is held on an on demand basis. Dates for the next course are yet to be determined.

To receive information about future courses, please email

Purpose & Main focus:

The aim of this course is to give an introduction to adjusting of particular average claims. The adjusting will be based on relevant clauses in the Nordic Marine Insurance Plan of 2013, Version 2016. 

Main focus is on the Nordic claims handling model with in-house claims handlers and adjusters employed by the insurance companies. The course also looks at how to handle a claim from a shipowner's and insurance broker's perspective. This includes how to present a claim to your insurer by setting up a General Account with necessary supporting documents.

(For the sake of good order, please note that we do not introduce adjusting of General Average or Loss of Hire as both are adjusted different from an ordinary Hull and Machinery claims, and a three day course does not permit these to be incorporated.)

After attending the programme, the participant shall be able to:

  • understand the basic in the claims handling process from a practical point of view,
  • set up or advice on Owners General Account and identify the relevant supporting documents,
  • draw a simple adjustment with reference to the valid §§ in the Nordic Plan,
  • recognize the structure, and read and understand a more advanced claim adjustment put up by an experienced claims adjuster.



The training course is aimed at professionals working within the Marine Insurance Industry today (i.e. insurance companies, brokers, shipowners).

Prior knowledge of the Nordic Plan is necessary, either through completion of the Cefor Academy/SMA "Nordic Marine Insurance Plan training course", the previous Norwegian Plan training course or similar training and/or experience with the Plan.


Tron Nummedal joined the marine insurance industry back in the early 80's. After several years as claims adjuster on H&M and in the energy field, he joined Gjensidige in 1991 to head up their H&M department.

Bjørn Skaar joined the insurance industry in 1988 working as claims consultant on H&M in Uni, and later Unitas. In 1991 he joined Gjensidige to work with claims, risk assessment and underwriting.

In 1997 Nummedal and Skaar started up an H&M operation for the German Insurance group Gerling Industrie Versicherung AG, later known as HDI-Gerling. In 2016, Skuld aquired all shares of Gerling Norway and as of 2017 the company is rebranded Skuld Marine Agency. 

Mr. Nummedal with his legal and Mr. Skaar with his nautical background have both been active for many years as lecturers at the Norwegian Insurance Academy and through SMA Academy.

Course fee:

  • Cefor members:NOK 9,000
  • Non-Cefor members:NOK 11,000

Includes lunches, refreshments and course material. Accommodation not included.